Terms And Conditions

Welcome to FLASHCHANGE, a licensed and regulated service provider offering secure payment solutions for your businesses. Before you begin, please take sometime to read the important Terms of Use below. The company FLASHCHANGE Terms of Use is as defined below and is entered into between you (hereinafter referred to as “you” or “your”) and FLASHCHANGE operators. By viewing, accessing, downloading, using or clicking on “I agree” to accept any FLASHCHANGE Services (as defined below) provided by FLASHCHANGE (as defined below), you agree that you have read, understood and accepted all of the terms and conditions stipulated in these Terms of Use (hereinafter referred to as “these Terms”) as well as our Privacy Policy. In addition, when using some features of the Services, you may be subject to specific additional terms and conditions applicable to those features. Please read theterms carefully as they govern and guide your potential use of the services in which FLASHCHANGE offers.

THESE TERMS & CONDITIONS CONTAIN IMPORTANT PROVISIONS INCLUDING AN ARBITRATION PROVISION THAT REQUIRES ALL CLAIMS TO BE RESOLVED BY WAY OF LEGALLY BINDING ARBITRATION.

As with any digital assets, the values of Digital Currencies and Gifts Cards (as defined below) may fluctuate significantly due to different market factors and there is a substantial risk of economic losses when purchasing, selling, holding or investing in Digital Currencies and their derivatives.

BY USING OR ACCESSING FLASHCHANGE PLATFORM OR ANY OF ITS SERVICES, YOU UNDERSTAND AND AGREE THAT:

a) You represent and warrant to us that you are able to enter into legally binding contracts, and you agree that this Agreement legally binds you in the same manner that a signed, written, paper contract does. You may not use the Platform and/or Services in any manner or attempt to access the Platform and/or any Service if you are not willing to be bound and abide by this Agreement.
b) You are aware of the risks associated with transactions of Digital Currencies and their Derivatives;
c) You shall assume all risks related to the use of Flashchange services and transactions of Digital Currencies and their Derivatives;
d) Flashchange Shall not be liable for any such risks or adverse outcomes.

By accessing, using or attempting to use FLASHCHANGE Services in any capacity, you acknowledge that you accept and agree to be bound by these Terms and Conditions. If you do not agree, do not access FLASHCHANGE or utilize the services offered by FLASHCHANGE.

1. DEFINITIONS

a) FLASHCHANGE refers to a service based ecosystem and platforms comprising FLASHCHANGE websites (whose domain names is (https://www.flashchange.io), mobile applications, clients, applets and other applications that are developed to offer FLASHCHANGE Services, and includes independently-operated platforms, websites and clients within the ecosystem (e.g. FLASHCHANGE’s Crypto Sale Platform & Giftcard Sale Platform) In case of any inconsistency between relevant terms of use of the above platforms and the contents of these Terms, the respective applicable terms of such platforms shall prevail.
b) FLASHCHANGE Operators - all parties and individuals that run the FLASHCHANGE platforms, including but not limited to legal persons. 
c) FLASHCHANGE Services - the various services provided by FLASHCHANGE to you (user) in relation to blockchain technologies and offered via the FLASHCHANGE websites, mobile applications, other platforms.
d) FLASHCHANGE Platform Rules - all user guides, arrangements, notices, directions, procedures and other provisions as may be prescribed or published from time to time by FLASHCHANGE, as well as all regulations, implementation rules, product process descriptions, and announcements published by FLASHCHANGE.
e) Users - all individuals, institutions or organizations that view, access, download or use FLASHCHANGE platforms or FLASHCHANGE Services offered and who meet and agree to the term and conditions as stated by FLASHCHANGE.
f) Digital Currencies - digital tokens or cryptocurrencies with a certain value that are virtually based on blockchain and crypto technologies.
g) Digital Assets - Digital Currencies, their derivatives or other types of digitalized assets with value.
h) FLASHCHANGE Accounts - virtual accounts which are opened by FLASHCHANGE for their Users to record on FLASHCHANGE their usage of the FLASHCHANGE Services, transactions, asset changes and basic information.
i) Crypto-to-crypto Trading - spot transactions in which one digital currencies or crypto coin is exchanged for another digital currencies or currencies.
j) Gift-Card Trading - spot transactions in which Digital Giftcards are exchanged for currencies or vice versa.

2.GENERAL PROVISIONS

a) Contractual Relationship These Terms constitute a legal agreement and create a binding contract between you and FLASHCHANGE Operators.
b) Supplementary Terms Due to the rapid development of Digital Currencies, these Terms between you and FLASHCHANGE Operators do not cover all rights and obligations of each party, and do not guarantee full alignment with needs arising from future developments. Therefore, the privacy policy, Flashchange platform rules, and all other agreements entered into between you and Flashchange are deemed supplementary terms that are an integral part of these terms and shall have the same legal effect.
c) Changes to These Terms FLASHCHANGE as a company reserves the right to change or modify these Terms and conditions in its discretion at any point in time. FLASHCHANGE will notify such changes by updating the terms on its website (www.flashchange.io). All modifications or changes to these terms will become effective upon publication on the website or release to users hence, your continued use of Flashchange services is deemed your acceptance of the modified agreement and rules. Users are recommended to frequently review these terms to ensure your understanding of the terms and conditions that apply to your access to and use of Flashchange services.
d) Prohibition of Use By accessing and using Flashchange services, you represent and warrant that you have not been included in any trade embargoes or criminal activities. Flashchange reserves the right to choose markets and jurisdictions to conduct business, and may restrict or refuse, in its discretion, the provision of Flashchange services in certain countries or regions.

3. About FLASHCHANGE

The core purpose of FLASHCHANGE is to serve as a worldwide online platform for Digital Assets trading. Users must register and open an account with FLASHCHANGE, and deposit Digital Assets into their account prior to trading. Users may, subject to the restrictions set forth in these Terms, apply for the withdrawal of Digital Assets As further detailed in sections below, Users must register and open an account with FLASHCHANGE, and deposit Digital Assets into their account prior to trading. Users may, subject to the restrictions set forth in these Terms, apply for the withdrawal of Digital Assets.

Although FLASHCHANGE as a company is committed to giving out the accuracy of the information provided through FLASHCHANGE Services based on the current market trading factors, FLASHCHANGE does NOT guarantee its accuracy, applicability, reliability, integrity, performance or appropriateness, nor shall FLASHCHANGE be liable for any loss or damage that may be caused directly or indirectly by your use of these contents. The information about FLASHCHANGE Services may change without prior notice, and the main purpose of providing such information is to help Users make independent decisions. FLASHCHANGE does NOT provide investment or consulting advice of any kind, and is NOT responsible for the use or interpretation of information on FLASHCHANGE or any other communication medium. All Users of FLASHCHANGE Services must understand the risks involved in Digital Assets trading, and are recommended to exercise prudence and trade responsibly within their own capabilities.

4. FLASHCHANGE Account Registration and Requirements

a) Registration
All Users must apply for a FLASHCHANGE Account at (https://FLASHCHANGE.io) before using FLASHCHANGE Services. When you register a FLASHCHANGE Account, you must provide the information as requested by FLASHCHANGE, and accept these Terms, the Privacy Policy, and other FLASHCHANGE Platform Rules. FLASHCHANGE may refuse, in its discretion, to open a FLASHCHANGE Account for you. You agree to provide complete and accurate information when opening a FLASHCHANGE Account, and agree to timely update any information you provide to FLASHCHANGE to maintain the integrity and accuracy of the information. Each User (including natural person, business or legal entity) may maintain only one main account at any given time. The registration, use, protection and management of such trading accounts are equally governed by the provisions of this Section, unless otherwise stated in these Terms or the Supplementary Terms.
b) Eligibility
By registering to use a FLASHCHANGE Account, you represent and warrant that

(i) as an individual, you are at least 18 or are of legal age to form a binding contract under applicable laws;
(ii) as an individual, legal person, or other organization, you have full legal capacity and sufficient authorizations to enter into these Terms;
(iii) you have not been previously suspended or removed from using other trading Services or platforms;
(iv) your use of FLASHCHANGE Services will not violate any and all laws and regulations applicable to you, including but not limited to regulations on anti-money laundering, anti-corruption, and counter-terrorist financing. FLASHCHANGE reserves the right to change, modify or impose additional restrictions at its discretion at any point in time.
c) User Identity Verification
Your opening and registration of an account with FLASHCHANGE will be deemed your agreement to provide required personal information for identity verification as stated by FLASHCHANGE. Such information shall be used to verify Users’ identity, identify traces of money laundering, terrorist financing, fraud and other financial crimes through FLASHCHANGE, or for other lawful purposes stated in accordance with our Privacy Policy. In addition to providing such information, you agree to allow us to keep a record of that information during the period for which your account is active and within three (3) years after your account is closed, in compliance with global industry standards on data storage.
You represent and warrant that all required Registration Information you submit is true, accurate, current and complete, and where applicable, that you will update all such Registration Information as necessary to maintain its truth, accuracy and completeness. What constitutes Registration Information is located in the Privacy Policy. You hereby authorize Flashchange to conduct all investigations that Flashchange considers necessary, either directly or through a third party, to verify your identity or protect you, and Flashchange from fraud or other financial crimes, and to take necessary actions based on the results of such investigations.
d) Account Usage Requirements The FLASHCHANGE Account can only be used by the account registrant. FLASHCHANGE reserves the right to suspend, freeze or cancel the use of FLASHCHANGE Accounts by persons other than account registrant. If you suspect or become aware of any unauthorized use of your username and password, you should notify FLASHCHANGE immediately. FLASHCHANGE assumes no liability for any loss or damage arising from the use of FLASHCHANGE Account by you or any third party with or without your authorization.
e) Account Security
FLASHCHANGE as a company is committed to maintaining the security of its User’s entrusted funds, and has a result implemented industry standard protection for FLASHCHANGE Services. However, the actions of individual Users may pose risks. You agree to treat your access credentials (such as username and password) as confidential information, and not to disclose such information to any third party. You also agree to be solely responsible for taking the necessary security measures to protect your FLASHCHANGE Account and personal information. You shall be solely responsible for keeping safe of your FLASHCHANGE Account and password, and be responsible for all the transactions under your FLASHCHANGE Account. FLASHCHANGE assumes no liability for any loss or consequences caused by authorized or unauthorized use of your account credentials, including but not limited to information disclosure, information release, consent or submission of various rules and agreements by clicking on the website, online agreement renewal, etc.

By creating a FLASHCHANGE Account, you hereby agree that:

i. you will notify FLASHCHANGE immediately if you are aware of any unauthorized use of your FLASHCHANGE Account and password or any other violation of security rules;
ii. you will strictly abide by all mechanisms or procedures of FLASHCHANGE regarding security, authentication, trading, charging, and withdrawal; and
iii .you will take appropriate steps to logout from FLASHCHANGE at the end of each visit.

5. FLASHCHANGE SERVICES

Upon completion of the registration and identity verification for your FLASHCHANGE Account, you may use various FLASHCHANGE Services. FLASHCHANGE has the right to:
1.Provide, modify or terminate, in its discretion, any FLASHCHANGE Services based on its development plan; and
2.Allow or prohibit some Users’ use of any FLASHCHANGE Services in accordance with relevant FLASHCHANGE Platform Rules.

6. SERVICE USAGE GUIDELINES

a) License
Provided that you constantly comply with the express terms and conditions stated in these Terms, FLASHCHANGE grants you a revocable, limited, royalty-free, non-exclusive, non-transferable, and non-sublicensable license to access and use FLASHCHANGE Services through your computer or Internet compatible devices for your personal/internal purposes. You are prohibited from using FLASHCHANGE Services and information provided on the platforms for resale or commercial purposes, including transactions on behalf of other persons or entities. All the above actions are expressly prohibited and constitute a material violation of these Terms. FLASHCHANGE owns any feedback, suggestions, ideas, or other information or materials (hereinafter collectively referred to as “Feedback”) about FLASHCHANGE or FLASHCHANGE Services that you provide through email, FLASHCHANGE Services, or other ways. You hereby transfer all rights, ownership and interests of the Feedback and all related intellectual property rights to FLASHCHANGE.
b) Restriction
When you use FLASHCHANGE Services, you agree and undertake to comply with the following provisions:

i. During the use of FLASHCHANGE Services, all activities you carry out should comply with the requirements of applicable laws and regulations, these Terms, and various guidelines of FLASHCHANGE
ii. Your use of FLASHCHANGE Services shall not violate public interests, public morals, or the legitimate interests of others, including any actions that would interfere with, disrupt, negatively affect, or prohibit other Users from using FLASHCHANGE Services;
iii.Without written consent from FLASHCHANGE, the following commercial uses of FLASHCHANGE data are prohibited:
1) Trading services that make use of FLASHCHANGE quotes or market bulletin board information.
2) Data feeding or streaming services that make use of any market data of FLASHCHANGE.
3) Any other websites/apps/services that charge for or otherwise profit from (including through advertising or referral fees) market data obtained from FLASHCHANGE.
iv.Without prior written consent from FLASHCHANGE, you may not modify, replicate, duplicate, copy, download, store, further transmit, disseminate, transfer, disassemble, broadcast, publish, remove or alter any copyright statement or label, or license, sub-license, sell, mirror, design, rent, lease, private label, grant security interests in the properties or any part of the properties, or create their derivative works or otherwise take advantage of any part of the properties.
By accessing FLASHCHANGE Services, you agree that FLASHCHANGE has the right to investigate any violation of these Terms, unilaterally determine whether you have violated these Terms, and take actions under relevant regulations without your consent or prior notice. Examples of such actions include, but are not limited to:
1. Blocking and closing order requests;
2. Freezing your account;
3. Reporting the incident to the authorities;
4. Publishing the alleged violations and actions that have been taken;
5. Deleting any information you published that are found to be violations.

7. CRYPTO-TO-CRYPTO TRADING

Upon completion of the registration and identity verification for your FLASHCHANGE Account, you may conduct Crypto-to-crypto Trading on FLASHCHANGE in accordance with the provisions of these Terms and FLASHCHANGE Platform Rules.

8. ANNOUNCEMENTS

Please be aware that all official announcements, news, promotions, competitions and airdrops will be listed on www.FLASHCHANGE.io/ . USERS UNDERTAKE TO REFER TO THESE MATERIALS REGULARLY AND PROMPTLY. FLASHCHANGE WILL NOT BE HELD LIABLE OR RESPONSIBLE IN ANY MANNER OF COMPENSATION SHOULD USERS INCUR PERSONAL LOSSES ARISING FROM IGNORANCE OR NEGLIGENCE OF THE ANNOUNCEMENTS.

9. TERMINATION OF AGREEMENT

a) Suspension of FLASHCHANGE Accounts
You agree that FLASHCHANGE shall have the right to immediately suspend your FLASHCHANGE Account (and any accounts beneficially owned by related entities or affiliates), freeze or lock the Digital Assets or funds in all such accounts, and suspend your access to FLASHCHANGE for any reason including if FLASHCHANGE suspects any such accounts to be in violation of these Terms, our Privacy Policy, or any applicable laws and regulations. You agree that FLASHCHANGE shall not be liable to you for any permanent or temporary modification of your FLASHCHANGE Account, or suspension or termination of your access to all or any portion of FLASHCHANGE Services. FLASHCHANGE shall reserve the right to keep and use the transaction data or other information related to such FLASHCHANGE Accounts. The above account controls may also be applied in the following cases:

i.The FLASHCHANGE Account is subject to a governmental proceeding, criminal investigation or other pending litigation;
ii. We detect unusual activities in the FLASHCHANGE Account;
iii. We detect unauthorized access to the FLASHCHANGE Account

b) Cancellation of FLASHCHANGE Accounts
In case of any of the following events, FLASHCHANGE shall have the right to directly terminate these Terms by cancelling your FLASHCHANGE Account, permanently freezing (cancel) the authorizations of your FLASHCHANGE Account and withdrawing the corresponding FLASHCHANGE Account thereof:
1.after FLASHCHANGE terminates services to you;
2. you allegedly register or register in any other person’s name as a FLASHCHANGE User again, directly or indirectly;
3. the information that you have provided is untruthful, inaccurate, outdated or incomplete;
4. when these Terms are amended, you state your unwillingness to accept the amended Terms by applying for cancellation of your FLASHCHANGE Account or by other means;
5. you request that FLASHCHANGE Services be terminated; and
6. any other circumstances where FLASHCHANGE deems it should terminate FLASHCHANGE Services.
Should your FLASHCHANGE Account be terminated, the account and transactional information that meet data retention standards shall be securely stored for 3 years.


c) Remaining Funds After FLASHCHANGE Account Termination
Except as set forth in paragraph D below, once a FLASHCHANGE Account is closed/withdrawn, all remaining account balance (which includes charges and liabilities owed to FLASHCHANGE) will be payable immediately to FLASHCHANGE. Upon payment of all outstanding charges to FLASHCHANGE (if any), Users will have 5 business days to withdraw all Digital Assets or funds from the account.


d) Remaining Funds After FLASHCHANGE Account Termination Due to Fraud, Violation of Law, or Violation of These Terms FLASHCHANGE maintains full custody of the Digital Assets, funds and User data/information which may be turned over to governmental authorities in the event of FLASHCHANGE Accounts’ suspension/closure arising from fraud investigations, investigations of violation of law or violation of these Terms.

9. TERMINATION OF AGREEMENT

a) Suspension of FLASHCHANGE Accounts
You agree that FLASHCHANGE shall have the right to immediately suspend your FLASHCHANGE Account (and any accounts beneficially owned by related entities or affiliates), freeze or lock the Digital Assets or funds in all such accounts, and suspend your access to FLASHCHANGE for any reason including if FLASHCHANGE suspects any such accounts to be in violation of these Terms, our Privacy Policy, or any applicable laws and regulations. You agree that FLASHCHANGE shall not be liable to you for any permanent or temporary modification of your FLASHCHANGE Account, or suspension or termination of your access to all or any portion of FLASHCHANGE Services. FLASHCHANGE shall reserve the right to keep and use the transaction data or other information related to such FLASHCHANGE Accounts. The above account controls may also be applied in the following cases:

i.The FLASHCHANGE Account is subject to a governmental proceeding, criminal investigation or other pending litigation;
ii. We detect unusual activities in the FLASHCHANGE Account;
iii. We detect unauthorized access to the FLASHCHANGE Account

b) Cancellation of FLASHCHANGE Accounts
In case of any of the following events, FLASHCHANGE shall have the right to directly terminate these Terms by cancelling your FLASHCHANGE Account, permanently freezing (cancel) the authorizations of your FLASHCHANGE Account and withdrawing the corresponding FLASHCHANGE Account thereof:
1.after FLASHCHANGE terminates services to you;
2. you allegedly register or register in any other person’s name as a FLASHCHANGE User again, directly or indirectly;
3. the information that you have provided is untruthful, inaccurate, outdated or incomplete;
4. when these Terms are amended, you state your unwillingness to accept the amended Terms by applying for cancellation of your FLASHCHANGE Account or by other means;
5. you request that FLASHCHANGE Services be terminated; and
6. any other circumstances where FLASHCHANGE deems it should terminate FLASHCHANGE Services.
Should your FLASHCHANGE Account be terminated, the account and transactional information that meet data retention standards shall be securely stored for 3 years.

c) Remaining Funds After FLASHCHANGE Account Termination
Except as set forth in paragraph D below, once a FLASHCHANGE Account is closed/withdrawn, all remaining account balance (which includes charges and liabilities owed to FLASHCHANGE) will be payable immediately to FLASHCHANGE. Upon payment of all outstanding charges to FLASHCHANGE (if any), Users will have 5 business days to withdraw all Digital Assets or funds from the account.

d) Remaining Funds After FLASHCHANGE Account Termination Due to Fraud, Violation of Law, or Violation of These Terms FLASHCHANGE maintains full custody of the Digital Assets, funds and User data/information which may be turned over to governmental authorities in the event of FLASHCHANGE Accounts’ suspension/closure arising from fraud investigations, investigations of violation of law or violation of these Terms.

10. NO FINANCIAL ADVICE

You understand and agree that FLASHCHANGE is not your broker, intermediary, agent, or advisor and has no fiduciary relationship or obligation to you in connection with any trades or other decisions or activities effected by your use of FLASHCHANGE Services. No communication or information provided to you by FLASHCHANGE is intended as, or shall be considered or construed as, investment advice, financial advice, trading advice, or any other sort of advice.

11. COMPLIANCE WITH LOCAL LAWS

It is the Users’ responsibility to abide by local laws in relation to the legal usage of FLASHCHANGE Services in their local jurisdiction as well as other laws and regulations applicable to Users. Users must also factor, to the extent of their local laws all aspects of taxation, the withholding, collection, reporting and remittance to their appropriate tax authorities. All users of Flashchange services acknowledge and declare that their funds come from legitimate sources and do not originate from illegal activities; users agree that Flashchange will require them to provide or otherwise collect the necessary information and materials as per relevant laws or government orders to verify the legality of the sources and use of their funds. FLASHCHANGE maintains a stance of cooperation with law enforcement authorities globally and will not hesitate to seize, freeze, terminate terminate Users’ accounts and funds which are flagged out or investigated by legal mandate.

12. PRIVACY POLICY

Access to FLASHCHANGE Services will require the submission of certain personal information. Please review FLASHCHANGE’s Privacy Policy at www.FLASHCHANGE.io for a summary of FLASHCHANGE’s guidelines regarding the collection and use of personally identifiable information.

13. RESOLVING DISPUTES: FORUM, ARBITRATION, CLASS ACTION WAIVER

1.Notice of Claim and Dispute Resolution Period. 

Please contact FLASHCHANGE first! FLASHCHANGE wants to address your concerns without resorting to formal legal proceedings, if possible. If you have a dispute with FLASHCHANGE, then you should contact FLASHCHANGE and a ticket number will be assigned. FLASHCHANGE will attempt to resolve your dispute internally as soon as possible. The parties agree to negotiate in good faith to resolve the dispute (which discussions shall remain confidential and be subject to applicable rules protecting settlement discussions from use as evidence in any legal proceeding).
In the event the dispute cannot be resolved satisfactorily, and you wish to assert a legal claim against FLASHCHANGE, then you agree to set forth the basis of such claim in writing in a “Notice of Claim,” as a form of prior notice to FLASHCHANGE. The Notice of Claim must (1) describe the nature and basis of the claim or dispute, (2) set forth the specific relief sought, (3) provide the original ticket number, and (4) include your FLASHCHANGE account email. The Notice of Claim should be submitted to an email address or hyperlink provided in your correspondence with FLASHCHANGE. After you have provided the Notice of Claim to FLASHCHANGE, the dispute referenced in the Notice of Claim may be submitted by either FLASHCHANGE or to arbitration in accordance with paragraph 2 of this Section, below. For the avoidance of doubt, the submission of a dispute to FLASHCHANGE for resolution internally and the delivery of a Notice of Claim to FLASHCHANGE are prerequisites to commencement of an arbitration proceeding (or any other legal proceeding).
2.Agreement to Arbitrate and Governing Law.
Subject to paragraph 1 above, The Lagos State Multi-Door Courthouse will have exclusive jurisdiction to hear and determine any claims or disputes between you and  FLASHCHANGE pertaining directly or indirectly to these Terms and Conditions, or to any matter arising from these Terms and Conditions, or any other document executed and delivered in connection with these Terms and Conditions, the use of the Platform or the Services offered by FLASHCHANGE. You and FLASHCHANGE each agree to submit to arbitration under Nigerian Law.
3. Confidentiality.
The parties agree that the arbitration shall be kept confidential. The existence of the arbitration, any nonpublic information provided in the arbitration, and any submissions, orders or awards made in the arbitration (together, the “Confidential Information”) shall not be disclosed to any non-party except the tribunal, the parties, their counsel, experts, witnesses, accountants and auditors, insurers and reinsurers, and any other person necessary to the conduct of the arbitration. Notwithstanding the foregoing, a party may disclose Confidential Information to the extent that disclosure may be required to fulfill a legal duty, protect or pursue a legal right, or enforce or challenge an award in bona fide legal proceedings. This confidentiality provision shall survive termination of these Terms and of any arbitration brought pursuant to these Terms.
4.Class Action Waiver.  
You and FLASHCHANGE agree that any claims relating to these Terms or to your relationship with FLASHCHANGE as a user of FLASHCHANGE Services (whether based in contract, tort, statute, fraud, misrepresentation, or any other legal theory, and whether the claims arise during or after the termination of these Terms) shall be brought against the other party in an arbitration on an individual basis only and not as a plaintiff or class member in a purported class or representative action. You and FLASHCHANGE further agree to waive any right for such claims to be brought, heard, or arbitrated as a class, collective, representative, or private attorney general action, to the extent permissible by applicable law. Combining or consolidating individual arbitrations into a single arbitration is not permitted without the consent of all parties, including FLASHCHANGE.
5.Modifications.
FLASHCHANGE reserves the right to update, modify, revise, suspend, or make any future changes to Section X regarding the parties’ Agreement to Arbitrate, subject to applicable law. You hereby consent and agree that it is your responsibility to ensure that your understanding of this Section is up to date. Subject to the applicable law, your continued use of your FLASHCHANGE account shall be deemed to be your acceptance of any modifications to Section X regarding the parties’ Agreement to Arbitrate. You agree that if you object to the modifications to Section X, FLASHCHANGE may block access to your account pending closure of your account. In such circumstances, the Terms of Use prior to modification shall remain in full force and effect pending closure of your account.
6.Severability.
If any portion of these Terms are adjudged to be invalid or unenforceable for any reason or to any extent, the remainder of these Terms will remain valid and enforceable and the invalid or unenforceable portion will be given effect to the greatest extent permitted by law. pending closure of your account.

14. MISCELLANEOUS

a)Independent Parties. FLASHCHANGE is an independent contractor but not an agent of you in the performance of these Terms. These Terms shall not be interpreted as facts or evidence of an association, joint venture, partnership, or franchise between the parties.
b)Entire Agreement. These Terms constitute the entire agreement between the parties regarding use of FLASHCHANGE Services and will supersede all prior written or oral agreements between the parties. No usage of trade or other regular practice or method of dealing between the parties will be used to modify, interpret, supplement, or alter the terms herein.
c)Force Majeure. FLASHCHANGE will not be liable for any delay or failure to perform as required by these Terms because of any cause or condition beyond FLASHCHANGE’s reasonable control.
d)Waiver. The failure of one party to require performance of any provision will not affect that party’s right to require performance at any time thereafter. At the same time, the waiver of one party to seek recovery for the other party’s violation of these Terms or any provision of applicable terms shall not constitute a waiver by that party of any subsequent breach or violation by the other party or of the provision itself.
e)Third-Party Website Disclaimer.  Any links to third-party websites from FLASHCHANGE Services does not imply endorsement by FLASHCHANGE of any product, service, information or disclaimer presented therein, nor does FLASHCHANGE guarantee the accuracy of the information contained on them. If you suffer loss from using such third-party product and service, FLASHCHANGE will not be liable for such loss. In addition, since FLASHCHANGE has no control over the terms of use or privacy policies of third-party websites, you should read and understand those policies carefully.
f)Matters Related to Apple Inc. If you use any device manufactured by Apple Inc. to participate in any commercial activities or reward programs through FLASHCHANGE Services, such activities and programs are provided by FLASHCHANGE and are not associated with Apple Inc. in any manner.
g)Contact Information.  For more information on FLASHCHANGE, you may refer to the company and license information found on FLASHCHANGE websites. If you have questions regarding these Terms, please feel free to contact FLASHCHANGE for clarification via our Customer support team – www.FLASHCHANGE.io

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